Exercising Delayed Gratification
In my family, I come from a long line of traders. My dad, my brother, others in my extended family, like to buy and sell things. Preferably to turn a profit. This includes almost anything, but mostly cars, boats, etc. I instinctively want to do the same thing. It’s in the blood-line.
A year or two ago, my dad bought a bright red Chevrelet Silverado that I’ve admired since he got it. Well, now he has another vehicle, and this one’s for sale. I really like this pick-up truck. I can afford to buy it, but it would set me back on reaching my other goals.
Ok……..I admit it……..I have pictured myself driving it!
The truth is, my other goals are more important than some vehicle. I think this is a perfect example of keeping your eye on the prize when you have your goals set. Financially speaking, there always are, and there always will be “opportunities” to get you off track. The bottom line is, I never really considered it, because the decision was made at the time I set my financial goals. I’m not upgrading my vehicle, until I reach a certain point. I still like the truck, though.
Do you have a hard time staying on track?









I definitely know the feeling. I paid my car off about 3 years ago and it is still going. Lots of times I find myself wanting to go out and get a new car.
The one thing that stops me is thinking about going from no car payment to another monthly commitment. Honestly I think I will drive it as long as I can.
I’m the same way. My wife and I haven’t had a car payment in almost 4 years, and I would really hate to have to take one on.